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  1. i am currently trying to close my barter account as due to retireing i closed my bussines of instant gardens and cleaning about 5 years ago.i was 400 dollars in credit.i asked for the account to be closed as i am no longer permenantly in n.z so it was closed.i thought.5 years later it magicaly is open with 0 credit balance and a900 dollar fee that is now in their credit recovery system. can anyone help me.

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